Topstep vs Apex
Both will let a big day complicate your payout, just at different times. Here is the version of each rule I actually stored.
| Rule |  Topstep |  Apex Trader Funding |
|---|---|---|
| Plan | Trading Combine 50K | EOD Standard 50K |
| Price | $49/mo | $590$5990% off with code |
| Profit target | $3,000 | $3,000 |
| Drawdown | EOD trailing $2,000 | EOD trailing · Intraday trailing $2,000 |
| Daily loss | None required. An optional daily loss limit can be added. The payout page ties a higher cap to that add-on. | $1,000 soft pause on the EOD eval. Intraday evals are listed with no daily loss limit. |
| Evaluation consistency | 55% of the profit target. A bigger day raises the target. A two-day pass is allowed if the best day stays at or under 55%. | None. A one-day pass is allowed. |
| Funded consistency | Choice. Express Funded Standard has no consistency percent: 5 winning days of $150+. Express Funded Consistency is 40% of net profit over at least 3 days. | 50%. No single winning day may be 50% or more of profit since the last approved payout. |
| Split | 90% | 100% |
| Payouts | Not a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days. | After 5 qualifying days (weekly pace). Six payouts, then the account closes. |
| Speed | The payout page says Aeropay can be instant after approval, ACH and Wise take 1 to 3 business days, and approval itself can take 1 to 3 business days. | Earliest request is after 5 qualifying days. A transfer-time promise was not on the payout page we used. |
| Activation | Standard path: $149 once per Express Funded Account. The pricing FAQ lists a no-activation path at $95/month. A marketing page also showed $85 for that path. Both figures stay. | Yes on standard plans. The public price panel has not shown a stable dollar amount. A no-activation-fee evaluation costs more up front. Coupons do not apply to the activation fee. |
Apex is a one-time evaluation with an activation fee on the standard plan. Topstep is a monthly combine with its own activation line. The price row is the list price, not a coupon.
Apex lets the evaluation finish without a consistency percent, then applies one after you are funded. Topstep applies a target during the combine, then lets you choose a path.
Neither Express Funded Account nor an Apex performance account is a daily withdrawal by default. Read the payout row before you assume speed.
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Questions people actually ask
Which is cheaper, Topstep or Apex?
List prices: Topstep Trading Combine 50K is $49/month. Apex Trader Funding EOD Standard 50K is $590 one-time.
Do Topstep and Apex have a consistency rule?
Topstep evaluation: 55% of the profit target. A bigger day raises the target. A two-day pass is allowed if the best day stays at or under 55%. Topstep funded: Choice. Express Funded Standard has no consistency percent: 5 winning days of $150+. Express Funded Consistency is 40% of net profit over at least 3 days. Apex Trader Funding evaluation: None. A one-day pass is allowed. Apex Trader Funding funded: 50%. No single winning day may be 50% or more of profit since the last approved payout.
How do Topstep vs Apex payouts compare?
Topstep: Not a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days. The payout page says Aeropay can be instant after approval, ACH and Wise take 1 to 3 business days, and approval itself can take 1 to 3 business days. Apex Trader Funding: After 5 qualifying days (weekly pace). Six payouts, then the account closes. Earliest request is after 5 qualifying days. A transfer-time promise was not on the payout page we used.