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Funded Habits

Firm

Topstep

The Express Funded Account starts at $0. The 50K name is buying power, and the loss limit locks at zero.

A monthly combine when you want the evaluation price in writing and can keep the best day inside the target.

Last checked: Oct 2026

Spot something outdated?

Trading Combine 50K

EOD trailNo daily path

Eval

Target. $3,000

Drawdown. $2,000. Trailing maximum loss. The floor steps up with the end-of-day balance and locks at the start. A touch during the day, including an open loss, liquidates the account.

Daily loss. None required. An optional daily loss limit can be added. The payout page ties a higher cap to that add-on.

Consistency. 55% of the profit target. A bigger day raises the target. A two-day pass is allowed if the best day stays at or under 55%.

Funded

Consistency. Choice. Express Funded Standard has no consistency percent: 5 winning days of $150+. Express Funded Consistency is 40% of net profit over at least 3 days.

Split. 90%

Live

Not a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days.

Payouts

  • Aeropay
  • Wise
  • ACH
  • Wire

The payout policy names Aeropay, Wise, ACH, and wire, plus a prop-to-brokerage option. Approval can take 1 to 3 business days before the rail's own clock starts.

Daily on this plan. No

Speed. Not a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days. The payout page says Aeropay can be instant after approval, ACH and Wise take 1 to 3 business days, and approval itself can take 1 to 3 business days.

Fees

Sticker. $49/month

Activation. Standard path: $149 once per Express Funded Account. The pricing FAQ lists a no-activation path at $95/month. A marketing page also showed $85 for that path. Both figures stay.

List price, not the sale price.

Watch out for

  • Payout capThe 50K cap table says $2,000 on Standard and $3,000 on Consistency, or double that if a daily loss limit was added on the Combine. The same article's path summary says up to $5,000 and $6,000. Both lines stay.
  • Activation feeStandard path: $149 once per Express Funded Account. The pricing FAQ lists a no-activation path at $95/month. A marketing page also showed $85 for that path. Both figures stay.

Back to the table

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